Do Life Insurance Companies Test For Thc

April 17 2020 at 6 01 pm.

Do life insurance companies test for thc. When you apply for life insurance you will probably be expected to submit to a blood test to assess your overall health risk of diseases and drug use. Life insurance quotes for marijuana users from american general american general is an insurer that is long on term insurance selections and affordable life insurance quotes. It is very important to know what drugs life insurance companies test for.

The height and weight measurements during a life insurance medical exam are used to determine whether you re overweight according to standards set by the insurer. Understanding the medical exam. Yes since thc is the primary ingredient in marijuana that is responsible for getting you high.

Drug tests are pretty sophisticated these days and are good at sifting through the fakes for the information insurers really need. Do life insurance companies test for thc. Four companies provide term life insurance without requiring you to take the paramedical exam.

This means your use of weed or marijuana can show up in a blood or urine test. To discuss life insurance policies available in your area give a licensed life insurance agent a call at1 855 303 4640 this is an advertisement for life insurance. The company offers traditional term products with.

In addition to marijuana insurance companies may test for other drugs like nicotine cocaine methamphetamine and others. There are now four major insurance companies which don t test for thc. A blood test is required by the majority of life insurance companies because it paints a more accurate picture of your health than your medical records alone.

When you are thinking about life insurance whether or not the medical test includes a drug screen and specifically a test for thc is a very real concern for people in many states. Occasional marijuana use doesn t count as smoking at almost a third of life insurance companies that have guidelines about rates for pot users as long as they don t also use nicotine. These companies will grant policies irrespective of a person s drug usage and without testing urine or blood for thc.