Do You Need Insurance With A Learner S Permit In California
Anyone who drives a vehicle including learning drivers is at risk of being in a car accident.
Do you need insurance with a learner s permit in california. When my son got his learner permit our insurance company told us that we did not have to add him as a driver on our car insurance because he was not yet. Whether you re a teen taking california driver s ed course or learning to drive on your own here s what you need to know. The exact answer comes down to your specific car insurance policy.
If you are between the ages of 15 and 21 you must provide a certificate of completion of motorcycle training dl 389 obtained by completing a california highway patrol chp approved california motorcyclist safety program cmsp motorcyclist training course. That way if your learner driver is involved in a car accident you could file a claim with your insurer and your car insurance policy would typically help pay for related expenses. Not all insurance carriers are the same.
For that reason the state. While your teens have permits do they need separate insurance with a learner s permit or can they simply tag onto yours. Usually car insurance companies extend the parents policies to include the permitted teen.
In general permit holders don t need car insurance in the classic sense. Most insurance carriers want you to have the permit driver listed on the car insurance policy as a permitted driver. The state of california does.
The fact is in many cases the parent s policy may be extended to cover the teen learning to drive. Many questions like d o you need insurance to drive with a permit and d o i need to be insured to learn to drive come along with a learner s permit including insurance requirements. Let s look at the three main scenarios that determine what exactly is needed when a learner s permit is involved.
Why do i need insurance with a learner s permit in california. In other words your car insurance does not go up the moment you get your learner s permit but it can in the near future. Scenarios for drivers with a learner s permit.
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