Do You Need Medical Insurance In Nz
Health insurance enables you to access the private health system in new zealand.
Do you need medical insurance in nz. There are special types of travel and health insurance for people on some visas such as international students or seasonal. You should discuss details of this requirement with your education provider. If you re coming to nz to work you ll need to make sure you re covered if you have a health problem. Or do you live in nz and need to arrange inbound travel insurance for friends or family visiting you.
New zealand has a public healthcare system that will look after your acute needs and a public no fault accident insurance scheme acc that covers you for accidental injury. The new zealand health system is actually not that bad the only real time we ve used the insurance has been for elective surgery any kind of an emergency and you can be reasonably confident of being looked after in the public sector. This is irrespective of citizenship visa status nationality or medical insurance coverage. If medical insurance is a requirement for your visa application the visa may not be issued to you unless you obtain this insurance.
Health insurance is a way to avoid public waiting lists and access the best medical care when and where you need it. Relying on the public system though can have its disadvantages. You can decide how much cover you want. This consists of a large network of private hospitals clinics and medical specialists so you can get immediate treatment for the wide range of conditions which do not qualify you for immediate treatment in the public system.
Covid 19 diagnosis testing and treatment is free. Why health insurance do i need health insurance in new zealand. However if you need to see a specialist have non acute surgery or a diagnostic procedure such as an mri the public system will put you on a waiting list. In emergency situations like a car crash for example the new zealand public healthcare system usually does a great job.
Travel insurance isn t a legal requirement if you re visiting new zealand but having it could easily save you thousands of dollars. As a resident of new zealand you can rely on the public health system for emergency care and treatment for serious conditions. Comprehensive travel insurance covers you for costs in the new zealand health system. Most insurers in new zealand require you to be a resident to qualify for cover but there are options out there for you keep reading for more details.
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