Health Insurance Terminology 101
Healthcare and health insurance coding is a bureaucratic nightmare.
Health insurance terminology 101. Direct access navigator on february 26 2020. Although a common core of benefits may be required the employee can determine how his or her remaining benefit dollars are to be allocated for each type of benefit from the total amount promised by the employer. The federally facilitated marketplaces are just one place where people can compare plans. Many of the terms you encounter when dealing with health insurance are not familiar.
Cpt codes the primary codes used for billing to health plans to determine what procedures were performed clocks in at over 10 000. The affordable care act requires all health insurance policies sold in state health insurance exchanges to cover essential health benefits. Health insurance terminology 101. While these terms can be confusing the better you understand them the better you will be prepared to successfully gain coverage and access to the treatments that are right for you.
Home blog health insurance terminology 101 you d think by now school s would have an adulting 101 class to teach teenagers and young adults about things like insurance claims homeowners policies car insurance renter s insurance and especially health insurance coverage. The patient protection and affordable care act enables more americans to have access to quality affordable health insurance. Sometimes employee contributions may be made for additional coverage. Health insurance vacations retirement plans and child care.
Like auto insurance covers your car if you get into an accident health insurance covers you if you get sick or injured. Health insurance is a product that covers your medical expenses. Health insurance also covers preventive care i e doctors visits and tests before you get sick. Common health insurance terminology 101.
Medicare the federal health insurance program that provides health benefits to americans age 65 and older. Signed into law on july 30 1965 the program was first available to beneficiaries on july 1 1966 and later expanded to include disabled people under 65 and people with certain medical conditions. Health care terminology 101 post date june 25 2013 comments comments closed. Health insurance 101 words to know when you need medical care 00 02 347 1 5 08 together we re going to help you get smarter about your health earvin magic johnson.
Author dachary carey.
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