Homeowners Insurance For Mobile Homes In Florida
While it s not required by law mortgage companies and mobile home communities often require that homeowners purchase coverage.
Homeowners insurance for mobile homes in florida. This is the second highest rate in the u s which has a national average of 1 211. Protecting your mobile home is a must. After the hurricanes in 2004 5 finding a florida mobile home insurance company got hard. Insurance for older mobile homes.
That s because mobile homes are more susceptible to damage and therefore more costly to repair. 904 262 8153 homeowners insurance for mobile homes by my florida mobile home insurance. As a homeowner in florida you know insurance is important. But those are the mobile homes of the past after 1976 mobile homes were built larger and.
Average cost of homeowners insurance in florida. Finding mobile home insurance in florida. When most people think of mobile homes they think of trailers that look like giant aluminum cans in the middle of the desert. The information you provide will be shared with our business partners so that they can return a.
The above average premiums are due to the high frequency of major natural disasters such as hurricanes and other weather related damage. But historically mobile homeowners in florida have been overlooked. They can be an affordable alternative to a traditional site built home. We can help you secure mobile home insurance in all states except hawaii and washington dc.
Insurance companies treat mobile homes and site built homes differently because of variations in construction and materials as well as the value of the structures over time. The insurance information institute indicates the average cost of homeowners insurance in florida is 1 951. Site built homes are built on site onto a foundation. Mobile homes or manufactured homes are built in a factory and then transported to the location.
You ve probably seen firsthand the destruction a hurricane can cause an entire community. Manufactured homes are homes that are built in a factory and then transported to the site where they will be located. In fact most companies stopped writing mobile homes in florida. A vintage mobile home can be a great investment if you re looking for affordable property.
Generally mobile home insurance is more expensive than the cost of a homeowners insurance policy in florida for a traditional style home. American integrity specializes in manufactured home insurance in florida. According to the fl dept of insurance o nly 20 companies offer homeowners insurance for mob ile homes in florida as of july 2018.
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