Insurance Adjuster Vs Appraiser
The florida third district court of appeals recently held that the policyholder s public adjuster cannot be the policyholder s appraiser.
Insurance adjuster vs appraiser. The adjuster who is also known as the claims representative is the person who works for the 21st century insurance and will investigate and resolve your claim. Law 2101 mckinney 2000. An appraiser s job is research oriented in nature. This book is a step by step guide of you what you need to know to be successful writing auto damage estimates in this exciting and highly rewarding industry.
The difference in the priorities of an insurance adjuster vs public adjuster. As a preeminent public adjusting firm insurance adjusters group offers related services beyond adjusting such as insurance appraisal we are frequently called upon to use our claims knowledge and act as appraisers and umpires in difficult claim disputes working to fairly settle the claim. It should be assumed that the insurance company s adjusters cannot act as appraisers as well. An insurance appraiser is the field representative of a firm who gathers information about a claim.
An appraiser in the context of an insurance loss and specifically the formal appraisal process delineated by the policy is a person selected or appointed by competent authority or an interested party typically the insurers and the policy holder to ascertain and state the true value of the loss. As we emphasized earlier an insurance adjuster works for your insurance company and as a result may not actually be estimating your damage and loss with your sole interest at heart. The appraiser is the person who inspects your vehicle for damages. Learn how to earn a great living writing auto damage estimates as an independent auto damage adjuster or appraiser.
This involves consulting with experts interviewing the claimants and. An adjuster sometimes does this initial work too but they more often do the follow up research to determine the settlement amount paid. As nouns the difference between adjuster and appraiser is that adjuster is one who adjusts especially for the insurance industry s employment title claims adjuster while appraiser is one who performs appraisals. Most work with auto insurance companies and inspect damage after an accident.
With respect to the distinction between appraisers and adjusters an adjuster is a person who acts on behalf of an insurance company or an insured in the adjusting or settlement of claims.
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