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Agent the insurance company representative who sells policies on behalf of the insurer.
Insurance key terms pdf answers. Terms in this set 12 insurance. The policy tenure can be any period ranging from 1 year to 100 years or whole life depending on thetypes of life insurance planand its terms and conditions. Deductible copayment coinsurance and out of pocket maximum.
Start studying personal finance. Learn vocabulary terms and more with flashcards games and other study tools. 2 an insurance policy is a written contract with an insurance company.
Here is an insurance glossary or list of travel insurance terms that you need to know when searching for a policy. A glossary of auto insurance terms can really help you understand your policy as you deal with a claim. What is a claim.
Glossary of insurance terms actuary a professional trained in the mathematics of insurance and risk management including the calculations of premiums policy reserves and other values. Why do insurance policies include deductibles and co insurance. Use the form to the right to tell us and we ll add the word term.
All in simple english. A plan by which a company gives protection from the cost of injury or loss. Knowing the basic insurance terms is of extreme importance if you are targeting any of the insurance exams such as lic aao lic hfl assistant esic sso uiic aao uiic assistant nicl assisant oicl ao nicl ao niacl ao irdai assistant manager exam etc.
A captive agent represents only one company. Once an insurance policy is in place a claim can be made if an accident occurs. Many a times it is also referred to as policy term or policy duration.
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